Why October Is the Best Time To Buy a Home in Southern Ontario (2025)
Team Olivieri
Monday, October 20, 2025
If you’ve been waiting for the right moment to buy, autumn might just be it. According to recent data from Realtor.ca and reports from RBC and WOWA, October 2025 is shaping up to be one of the most buyer-friendly times we’ve seen in years.
New inventory is coming online across much of Southern Ontario, giving buyers more choice than earlier this year. Add in softening prices and slightly declining mortgage rates, and it’s the perfect opportunity for serious house hunters to finally make their move.
Why This October Stands Out for Buyers
Southern Ontario’s real estate market has seen growing inventory since late summer, particularly in areas like Brantford, Hamilton, Kitchener-Waterloo, and London. RBC’s fall housing outlook notes that increased listings are creating more balanced conditions—shifting negotiating power closer to buyers. Here’s what that means for you this month:
- More homes to choose from across Southern Ontario
- Less competition as many summer buyers step back
- A chance to negotiate on price, conditions, and closing dates
- Sellers more open to flexible terms
- Slightly lower average prices compared to spring peaks
According to WOWA.ca, markets such as the GTA, Hamilton, Brantford, and Guelph are now leaning towards a balanced or soft buyer’s market—with Ontario’s sales-to-listing ratio averaging around 38%. For context, anything below 40% indicates favourable conditions for buyers.
How To Prep for This Prime Buying Window
If you’re considering making a move before winter, this is your sign to get ready. Connect with a local Southern Ontario real estate expert who can:
- Help you assess recent neighbourhood data and trends
- Get you pre-approved for the best mortgage rates available
- Guide you through making a competitive offer when the right home appears
Bottom Line
October 2025 offers an ideal balance of inventory, price, and negotiation potential—especially across Southern Ontario’s mid-sized markets. If you’re serious about buying before next year’s competition ramps back up, the time to plan is now.
Want expert help making your move? Let’s chat about your strategy and find the perfect place to call home before the year ends.