Will Southern Ontario’s Housing Market Crash? Get the Real Data
Team Olivieri
Monday, November 3, 2025
Worried about headlines predicting a housing market crash? You’re not alone—but local data tells a different story for Southern Ontario.
Despite the doom-and-gloom, the numbers show stability—if not slow, steady growth—on the horizon. While some communities in our region may see small, short-term price drops, most experts expect home values will continue to rise over the next five years.
Much of the anxiety is rooted in memories of past booms and busts. But today’s market dynamics are different: even with affordability challenges, demand simply outpaces supply—and that's supporting prices.
CREA’s latest outlook points out that Ontario home prices, though slightly off last year’s highs, remain well above pre-pandemic levels. Most analysts see today as a stabilizing period, not a prelude to collapse.?
For Sellers:
Ready to act with confidence? Connect with us for a personalized home search, early access to listings, and a customized neighbourhood market watch to guide your next move.
Despite the doom-and-gloom, the numbers show stability—if not slow, steady growth—on the horizon. While some communities in our region may see small, short-term price drops, most experts expect home values will continue to rise over the next five years.
What the Experts and Data Say
Recent reports from RBC, CREA, and nesto.ca all point to similar conclusions:- Home prices in Ontario are expected to stabilize or grow modestly in 2025 and beyond, rather than tumble dramatically.?
- Minor corrections or softening could occur in specific markets, especially where inventory is high, but underlying demand remains strong, especially with our region’s steady population growth.?
- The most conservative forecasts still show home values up 4–5% by 2029, while the more optimistic ones anticipate higher appreciation.
Much of the anxiety is rooted in memories of past booms and busts. But today’s market dynamics are different: even with affordability challenges, demand simply outpaces supply—and that's supporting prices.
Balancing Out the Boom
After the pandemic years saw home prices leap at record rates, the market is now finding a healthier pace. If the recent surges felt unsustainable, that’s because they were. Now, the correction is more about returning to historical norms than any sort of crash.CREA’s latest outlook points out that Ontario home prices, though slightly off last year’s highs, remain well above pre-pandemic levels. Most analysts see today as a stabilizing period, not a prelude to collapse.?
What This Means for Buyers and Sellers
For Buyers:- Don’t wait for a crash that experts say isn’t coming.
- Slower price growth can mean less pressure and more negotiating power.
- Now’s the time to explore opportunities—with help from real, local market data and advice.
For Sellers:
- Get informed on your neighbourhood’s specific trends.
- Homes in sought-after areas with limited listings are still moving quickly.
- Strategic pricing and local expertise will help you succeed no matter the broader headlines.
Bottom Line:
Ignore the clickbait headlines and lean on solid data and local insight. Steady demand, low supply, and returning buyers keep Southern Ontario’s market strong.Ready to act with confidence? Connect with us for a personalized home search, early access to listings, and a customized neighbourhood market watch to guide your next move.
We would like to hear from you! If you have any questions, please do not hesitate to contact us. We are always looking forward to hearing from you! We will do our best to reply to you within 24 hours !