How to Navigate Selling and Buying a Home Simultaneously
Team Olivieri
Friday, September 19, 2025
If you’re planning to move, you’re probably wondering which comes first — selling your current home or buying your next one. The answer depends on your unique situation, and that’s where a knowledgeable agent can guide you.
An experienced agent understands your local market and current trends. They can help you make the best decision based on what’s working for other homeowners nearby.
Selling your current home first lets you tap into the equity you’ve built, which can be substantial given recent price increases. According to Cotality (formerly CoreLogic), the average homeowner now has about $302,000 in equity. This equity can fund your down payment—or even the full purchase price—making your next move financially smoother.
2. Avoid Carrying Two Mortgages
Buying before you sell means potentially juggling two mortgage payments, which can be costly and stressful if there are delays or unexpected expenses. Selling first eliminates this risk and financial strain. As Ramsey Solutions notes, “It’s best to sell your old home before buying a new one to avoid unnecessary risks and possible headaches.”
3. Strengthen Your Buying Position
Sellers prefer offers without contingencies. If you’ve already sold your home, your offer won’t rely on that sale, making it stronger and more attractive. Your agent can help you craft an offer that stands out, especially in competitive markets.
An experienced agent understands your local market and current trends. They can help you make the best decision based on what’s working for other homeowners nearby.
Why Selling Your Home First Often Makes Sense
1. Access Your Home EquitySelling your current home first lets you tap into the equity you’ve built, which can be substantial given recent price increases. According to Cotality (formerly CoreLogic), the average homeowner now has about $302,000 in equity. This equity can fund your down payment—or even the full purchase price—making your next move financially smoother.
2. Avoid Carrying Two Mortgages
Buying before you sell means potentially juggling two mortgage payments, which can be costly and stressful if there are delays or unexpected expenses. Selling first eliminates this risk and financial strain. As Ramsey Solutions notes, “It’s best to sell your old home before buying a new one to avoid unnecessary risks and possible headaches.”
3. Strengthen Your Buying Position
Sellers prefer offers without contingencies. If you’ve already sold your home, your offer won’t rely on that sale, making it stronger and more attractive. Your agent can help you craft an offer that stands out, especially in competitive markets.
What to Consider: Temporary Housing Needs
One possible challenge of selling first is arranging a place to stay while you find your next home. This could mean a short-term rental, staying with family, or negotiating post-closing occupancy with the buyer—your agent can assist with these arrangements to make your transition easier.
Let’s Make Your Move Clear and Confident
If you’re unsure about selling first or buying first, let’s discuss your equity, timing, and local market to find the best strategy for your situation.
We would like to hear from you! If you have any questions, please do not hesitate to contact us. We are always looking forward to hearing from you! We will do our best to reply to you within 24 hours !