More Buyers Are Planning To Move in 2026 — Here’s How To Get Ready
Team Olivieri
Monday, January 12, 2026
There’s quiet momentum building in the real estate market in Ontario. Recent surveys show more Canadians are starting to consider buying a home again. After a few years of uncertainty, confidence is returning — and buyers are preparing to make their move in 2026.
It might not be a huge surge yet, but it’s a clear sign of change. If you’ve been thinking about buying a home this year, now’s the perfect time to start laying the groundwork before the market heats up.
1. Get pre-approved.
Know your true buying power before you start browsing homes. Pre-approval helps you understand your budget—and shows sellers you’re serious when the time comes.
2. Run the numbers.
Look closely at your overall expenses and what your mortgage payment could be with today’s rates. Going in with realistic expectations keeps your search stress-free (and your finances comfortable).
3. Define your non-negotiables.
What matters most—location, layout, or commute time? Getting clear on your must-haves now helps you act quickly when the right home appears.
4. Choose your agent early.
Interview local REALTORS®, check reviews, and find someone you trust. The right agent helps you understand market trends, pricing, and timing long before you ever make an offer.
Here’s how you can lay the foundation without pressure:
Because every successful move starts with a solid plan. And if you’d like help creating yours, Team OLIVIERI is here to guide the way.
It might not be a huge surge yet, but it’s a clear sign of change. If you’ve been thinking about buying a home this year, now’s the perfect time to start laying the groundwork before the market heats up.
Planning To Move in Early 2026? Start with These 4 Steps
If homeownership is on your 2026 list, getting organized now can make all the difference later. Here’s where to start:1. Get pre-approved.
Know your true buying power before you start browsing homes. Pre-approval helps you understand your budget—and shows sellers you’re serious when the time comes.
2. Run the numbers.
Look closely at your overall expenses and what your mortgage payment could be with today’s rates. Going in with realistic expectations keeps your search stress-free (and your finances comfortable).
3. Define your non-negotiables.
What matters most—location, layout, or commute time? Getting clear on your must-haves now helps you act quickly when the right home appears.
4. Choose your agent early.
Interview local REALTORS®, check reviews, and find someone you trust. The right agent helps you understand market trends, pricing, and timing long before you ever make an offer.
Buying Later in 2026? The Prep Work Still Counts
Even if your move feels months away, starting quietly now builds momentum. Buyers who plan early usually feel the most confident when they’re ready to buy.Here’s how you can lay the foundation without pressure:
- Work on your credit. Small improvements can impact loan options and your mortgage rate in your favour.
- Automate your savings. A consistent savings plan builds your down payment before you even realize it.
- Grow your income. If you’ve got a side hustle, contract work, or freelance skills, consider using it to boost your home fund.
- Put windfalls to work. Tax refunds, bonuses, or gifts—this is “found money” that can push you closer to your goal.
- When the timing’s right, being prepared gives you options. And that’s the real advantage in any market.
Ready To Talk Strategy?
If buying a home in 2026 is on your radar, let’s start a conversation. Not to rush your next step—but to help you prepare with confidence so when your moment comes, you’re ready.Because every successful move starts with a solid plan. And if you’d like help creating yours, Team OLIVIERI is here to guide the way.
We would like to hear from you! If you have any questions, please do not hesitate to contact us. We are always looking forward to hearing from you! We will do our best to reply to you within 24 hours !